Bankruptcy Essay - 1454 Words

Bankruptcy, today, is a very common thing among companies and individuals alike. Sadly enough there were as many bankruptcy cases filed in federal courts, as there were all other cases. The American bankruptcy law allows people to avoid paying their debts, by offering the debtors a discharge, which eliminates all their legal responsibilities. However, bankruptcy is a controversial issue amongst religious members of the Jewish population, for one must question whether it is morally correct to avoid paying a dept by filing for bankruptcy. According to the torah, a debt is an obligation that must be fulfilled. Consequently, if a bankruptcy discharge is invoked, under the strictness of Jewish law, one is still required to pay back the money†¦show more content†¦A discharge of debt can be obtained through a majority of creditors, even if there are a minority are not in agreement with this. nbsp;nbsp;nbsp;nbsp;nbsp;Halacha recognizes the fact that commercial transactions are in agreement with secular customs or agreements. This means that if both parties, when making the agreement, agreed that the debtor may file for a bankruptcy discharge, it is halachacilly acceptable. There are two reasons that are connected to each other. The first based on â€Å"Minhag Hasocharim†, and the second based on the fact that the parties made their agreement based on secular law. The source for Minhag Hasocharim is based on the Mishna of Hasocher es HaPoalim (Bava Metzia 83a): â€Å"One who hires laborers and tells them to come early or stay late: in a place where the custom is not to come early or stay late, the employer is not allowed to force them (to do so)†¦All (such terms) are governed by local custom†. In fact minhag supersedes Halacha in this case. These local customs do not have to be established by halacha nor by a Jew . Rather, they are the custom of the time and age. In many cases the secular law may have the same effect as a minhag, and may be used even if Dina D’malchusa Dina ( explained below) doesn’t apply. If business is done in the United States, there is a strong argument that that means that the partiesShow MoreRelatedBankruptcy1437 Words   |  6 PagesINTRODUCTION Bankruptcy is a legal status of an individual or someone who cannot pay back debts owed to creditors. Bankruptcy is mostly imposed by a court order, often initiated by the debtor. Bankruptcy is not the only legal status that an insolvent person or other entity may have, and the term bankruptcy is therefore not a synonym for insolvency. In some countries, including the United Kingdom, bankruptcy is limited to individuals, and other forms of insolvency proceedings (such as liquidationRead MoreBankruptcy973 Words   |  4 PagesBANKRUPTCY This article is intended to provide some general bankruptcy information and is certainly not intended to replace the tailored information a debtor will receive from an attorney. Bankruptcy is governed by Federal Law (Title 11 of the US Code separated into individual Chapters, each dealing with a different type of bankruptcy) but the bankruptcy laws of each state also play an important part; consequently, though there are bankruptcy kits, you will probably need a lawyer to successfullyRead MoreBankruptcy1213 Words   |  5 PagesBankruptcy Assignment Warren and Westbrook, The Law of Debtors and Creditors Sara Israelyan Spring Semester 2011 University of Minnesota Law School March, 2011 Warren and Westbrook, The Law of Debtors and Creditors Problems 8.1 Absent bankruptcy, what can Harv and Lois protect as the creditors begin to move in? What if they filed a Chapter 7? What could they protect if they lived in Cheyenne, Wyoming? When considering bankruptcy, pre-bankruptcy planning is one of the most importantRead MoreBankruptcy And Bankruptcy1467 Words   |  6 Pagessome of the different types of bankruptcy. There are currently many different types of bankruptcy chapters within the Bankruptcy Code. The Bankruptcy Code is the set of federal laws that governs all bankruptcy cases in the United States. The Code can be found under Title 11 of the United States Code. It is divided into several Chapters. The first three Chapters (1, 3 and 5) deal with the general bankruptcy rules and procedures, the chapters that deal with bankruptcies are; chapter 7, 9, 11, 12, 13Read MoreEssay on Bankruptcy698 Words   |  3 Pagesunable or unwilling to pay his or her debts may declare bankruptcy. The state of being solvent means that one has the ability to pay his or her debts. However, insolvency means that a person cannot pay his or her debts. In order to declare bankruptcy, a person must file a petition for bankruptcy in a bankruptcy court. A voluntary bankruptcy proceeding is started by the person who is declaring bankruptcy, whereas an involuntary bankruptcy proceeding is started by the creditors of the bankrupt personRead More Bankruptcy Essay1887 Words   |  8 Pagesyears, the process of declaring bankruptcy has become incredibly simple. Because of this change, the number of people declaring bankruptcy is at an all time high. Today, bankruptcy is a common thing among companies and individuals alike. The American bankruptcy law allows people to avoid paying their debts by offering the debtors a discharge without a harsh consequence. By not having repercussions for their actions, bankruptcy filers often plan future bankruptcies, allowing them to steal even moreRead MoreBankruptcy Among Youth1748 Words   |  7 Pages1.0 Introduction Bankruptcy becoming the issues toward many youth nowadays. The worst is the bankruptcy was involves with many youth where below than age 30. According to Credit Counselling and Management Agency in New Straits Times (2011), an average of 41 Malaysians are declared bankrupt daily, with the majority failing to make repayment for car purchase loan. In short, the problem of bankruptcy among youth has to be taken seriously. 2.0 Problem Statement Statistics by the AKPK indicated thatRead MoreBankruptcy Among Youth5014 Words   |  21 Pageswere involves with bankruptcy. According to Credit Counseling and Management Agency in New Straits Times (2011), an average of 41 Malaysians are declared bankrupt daily, with the majority failing to make repayment for car purchase loan. Here, bankruptcy becoming the serious issues toward many youth nowadays. Insolvency Department of Malaysia has taken the responsibility as premier government agency leading the national administration and regulation of insolvency and bankruptcy matters in MalaysiaRead MoreFinancial Crisis: Understanding Bankruptcy1099 Words   |  4 Pagescompanies, a loss usually meant riding the wave to bankruptcy, a stigma which meant death in the financial world. Today, bankruptcy is sometimes used as a strategic move within the business world breaking free from financial burdens to start anew. This financial â€Å"get out of jail free card† has taken on a few changes over the years. Along with the history of bankruptcy there are different approaches or chapters with each method of filing, reasons for bankruptcy, and affects associated with both the debtorRead More The New Bankruptcy Law Essay examples1518 Words   |  7 Pages nbsp;nbsp;nbsp;nbsp;nbsp;Bankruptcy has been the answer to extremely troubling and difficult financial times for many people in Amer ica. Many individuals, for one reason or another, have found it to be the new start in life that they desperately needed. Unfortunately, bankruptcy has also served as a crutch to many as well, allowing them to relinquish debt that they were completely capable, however selfishly unwilling, to pay. As with any law, or policy, Americans are forced to accept the good

Precision Assembly Technology and System - Myassignmenthelp.Com

Question: Discuss about the Precision Assembly Technology and System. Answer: DE novo is simply a term used to make predictions about biological features using computational models, without comparison to the already existing data. In DE novo assessing, some methods are considered, and are divided into two being, the technological ones and the biological ones. In the technological ones, the statistical description was the first method, and analysing the fosmid sequence was the second. Under the biological ones are genome simulation, multiple sequence alignment, and the copy number error. Statistical description is where the N50 of an assembly is weighed median of the lengths in the sequences it contains. Normally, the length(s) is greater than or equal to half the length of the genome being assembled. Similar to the N50 is the NG50. The only difference between the two is that in theNG50, only a rough estimation is done to the length of the genome being assembled. The fosmid sequence simply helped in assessing the accuracy of respective genome assemblies. The method was mainly used in assessing birds and snakes. Evaluation and validation of de novo and hybrid assembly techniques to derive high quality genome sequences. The biological ones, with genome simulation as the first simply is the process in which the genome for the simulation termed as the root genome was constructed by getting a DNA sequence and annotations. The DNA was later divided into four chromosomes of approximately equal lengths. The second one was the multiple sequence alignment. The MSA can be divided into columns with each representing a set of individual base pair positions in the input sequence. The sequences are in most cases considered homologous. Generally, the coverage of an MSA is considered as the proportion of the haplotype columns that contain the positions from the assembly. The third being the copy number error, is simply where, the copy number of the simulated diploid genome can be described by intervals of minimum and maximum. To establish whether the assemblies were producing many or few copies of the homologous positions, a haplotype was looked for and the copy number lay outside of the copy number interval. In conclusion, the assemblathon competition which aimed at comprehensively assessing the state of art in the DE novo was used, and a total of forty one assemblies from the seventeen different groups were received. Simulated benchmark including the correct answer, assemblies and the code that was used to evaluate the assemblies, is now free in the public. There are numerous subclasses of assembly that can be distinguished are among other things the nature of the reads, and the type of sequence such as the reference genome or the genome of a closely related species. To asses accuracy, assemblies are compared with finished sequences derived from sequencing experiments held out of the assembly process. When a reference genome or sequence is available, a comparison between the assembly and the reference is performed. Comparison is however done to well sequence related species, a thing that can be done using the complete genomic sequence of an out-group. Lastly, by using simulation, a prio ri known as the haplotype can be assessed by the process of multiple sequence alignment. This method allows us evaluate haplotype specific contributions to the assemblies. References Ratchev S. Precision Assembly Technologies and Systems. Berlin, Heidelberg: Springer Berlin Heidelberg; 2014. Evaluation and validation of de novo and hybrid assembly techniques to derive high quality genome sequences. Washington, D.C.: United States. Dept. of Energy. Office of Science; 2014 Assessing De Novo transcriptome assembly metrics for consistency and utility. BioMed Central Ltd; 2013. Shi Y, Albada G, Dongarra J, Sloot P. Computational Science ICCS 2007. Berlin, Heidelberg: Springer-Verlag Berlin Heidelberg; 2007.

Universe Existence Essays - Black Holes, , Term Papers

Universe Existence The oldest profession in the world is not what would be commonly accepted in society. Before a woman had a chance to sell her body, people looked up at the stars and wondered what they were. They made figures out of the shapes they made. As we advanced through scientific research many other doors opened that allowed us to see what it was the earth is existing in. Our constant need to explain what is happening comes from our want to control. Knowledge is power, and nothing is more unexplained that the universe. Time is interlocked and must be understood if we want to accomplish a deep knowledge of the cosmos. Commonly it was thought that there was no such knowledge. The author Stephen Hawking had shown many otherwise. His books give a deep history and knowledge of how the universe exists. He also explains many others aspects of the cosmos and puts his works in an understandable writing style. He puts the largest accent on his studies of black holes. These are fascinating happening and the way to understanding the universe and several others can be found through the study of black holes. There are several features of black holes that makes them incredibly fascinating. The first one would be the common misconception of how noting can escape a black hole. This is true in most points. If nothing can escape them, how does one detect a black hole? Stephen Hawking discovered a fascinating aspect using anti-particle properties. He found that when matter is pulled into a black hole by gravity matter is constantly being pulled apart. This causes the anti-parties of matter to be throw away at incredible rates. This happens at consistent times. The large amount of gamma radiation let off by this is how Mr. Hawking now finds black holes. Another interesting concept of black holes is they are can be formed other ways than by the end of a star's life. Stephen Hawking and his associates found that any nuclear explosion can cause the birth of a black hole. Hawking stated that is all the "heavy water", a component used in nuclear weapons, was used to create a nuclear explosion a black hole the size of earth would be created. He also stated no one would be around to witness the creation. It would have been caused by the implosion of earth at a massive rate and the amount of energy produced by the nuclear explosion. This had me wondering. Stephen Hawking also stated that is a black how small enough not to disturb the orbit of earth existed close enough to earth that it's power could be harnessed to produce huge amounts of energy. This made me wonder if the same concept could be used, except with all the wastes materials on earth. I do not know the exact physics of it all, but from Mr. Hawking explanations it seemed like it might work. Black holes were also explained by Stephen Hawking as how they transcended time. Apparently the massive gravitational pull creates a rip in the space-time continuum. It is unknown what happens to matter when it is pulled into a black time wise. All matter will be ejected into space eventually as the black hole loses itself. The smaller a black hole, the more matter is ejected. It may be an odd happening, but because of the larger black holes are harder to detect than smaller black holes. Mr. Hawking stated of how if an astronaught gets pulled into a black hole the tidal forces would stretch him into a long piece of spaghetti like person. However, his life would not end in the black hole. Given enough time he would be eventually ejected into space as particles. All matter in a black hole will eventually be lost into space. The smaller a black hole is, the more matter is lost by the black hole. Stephen Hawking explained what is thought to have happened to a black hole when all its matter is lost. The hole in the space-time continuum would collapse and an explosion as massive as on of a supernova would happen. It would leave the tear in time. I wondered when the explosion would happen? Would it happen now, or ten to trillions of years from when it actually collapses. The tear in time where would it exist? Until an actual black hole is found close enough to us I suppose these questions will remain uninsured. Stephen Hawking explains many other aspects of

Overwhelmed Heres a Great Way to Take Control of Your Job Search

Overwhelmed Heres a Great Way to Take Control of Your Job Search I have a confession to make: I am not naturally an organized person. If left to my own devices, I generally do whatever comes into my head to do at the moment. I am easily sidetracked and have a tendency to think I can do everything without regard to priorities. Sound familiar? If so, and if you are a job seeker, you might be experiencing some overwhelm as you conduct your search. Thankfully, there are tools available that can help. To tackle my lack of focus, for example, I have chosen to participate in a business coaching group where I am forced to create priorities and follow them- at least to some extent! You might benefit from some prioritization tools as well. Let’s say you decide to research companies you might want to work for. First, you’ll read my blog from last week, Top 5 Web Sites for Your Job Search Over the Holidays, and start listing companies that interest you. What’s next? The answer is not Apply to all the jobs and accept the first one that will take me. The answer isn’t even, Do extensive research on the 50 companies on my list. Instead, take some time to prioritize. First, make a list of your top 20-30 companies based on your research. Then get clear about what’s important to you so you can gather further information on the companies that best meet your requirements. Factors to consider: Job Function/Title Industry Commute Salary Benefits Opportunity for Growth Travel Company Reputation Size of Company Products I Resonate With Pick 5-6 of these items that are most important to you and score each of the companies in your list from 1-5 (1 = bad/low, 5 = good/high) on how they match up on each factor. You can make a simple chart to do this: Â   Factor #1 Factor #2 Factor #3 Factor #4 Factor #5 Factor #6 Total Company #1 Company #2 Company #3 Company #4 Look at the total scores and rank the companies from highest to lowest. Then start your information gathering, such as finding contact people at the organizations, with the highest-scoring companies. Concentrate on finding the hiring managers at those top companies and start to discover what challenges the companies are facing and how you can add value. Once you know your first choice, second choice, third choice, etc. you will be in a much stronger position as you approach the companies. You will know what you want so you can focus on that, rather than let the job market dictate your search. And you will reduce overwhelm by taking things one step at a time in a clear, organized way. Do you have methods you use to stay focused in your job search? Please share in the comments! Category:Job SearchBy Brenda BernsteinJanuary 27, 2014

The Adventures of Huckleberry Finn Essay Example | Topics and Well Written Essays - 1250 words

The Adventures of Huckleberry Finn - Essay Example There were several moments when Finn had to undergo moral conflict as he went against the usual social norms by protecting Jim. Moral of Huck Finn Finn has been portrayed as an extremely loyal and courageous boy who because of his unique childhood did not get proper education. His sense of right and wrong is guided by the social structure in which he has been brought up. In the entire trip with Jim, Huck was faced with internal conflicts. On the one hand he felt it is his duty to surrender Jim to the authorities, on the other hand his loyalty and compassion makes him take extreme measures to save him. Several times he was torn between his â€Å"reason and desires – where he believes the former is correct and the latter wrong† (Kleist, 258). Every time he followed his heart and fulfilled his desire to save his friend thus performing the right action even thought he felt that he was wrong. The question arises that why Finn performed such moral deeds. The general ideas are that enslaving people because of their color is an immoral act, Jim deserves to enjoy freedom like a white man, or it is an obligation of a decent man to protect the oppressed. Throughout the novel Finn was never struck by these thoughts. On the contrary he kept on telling himself that by protecting Jim he was doing wrong and going against his moral duties. Although there is no way to know the exact reasons of his actions, it can be concluded that Finn was saving Jim because â€Å"his heart is in the right place† (Kleist, 259). Finn is a character who rejects the perspectives of civilization on what is right and wrong. He makes decisions based on what his heart instructs him. Throughout the journey made in this novel, Finn undergoes an â€Å"inner growth† and he does not surrender to the conventional values of the society. He learns to be compassionate to others irrespective of their races. In the end, Finn decides to â€Å"construct a new life among men who, like hi m, have left a patterned society† (Cummins). Value of friendship The portrayal of the warm and compassionate friendship between Finn and Jim is a major aspect of this novel. Belonging to two different backgrounds in a society where one (Finn) must always neglect the other (Jim) these two characters stand out to form an unbreakable bond. Jim who is one of the â€Å"noblest characters in American literature† (Wrobel, 6) knows how to value true friendship. In one sequence he sacrificed his sleep so that Finn can take some rest. Finn appreciated this gesture by saying that Jim was a good person. This revealed the â€Å"warm and cordial† (Wrobel, 6) side of Jim and he cared for Finn like a parent. Another day on Jackson’s island they find a house which they loot. Inside the house was a corpse which Jim did not want Finn to see because the face was â€Å"too gashly† (Twain, 47). This proved how Jim wanted to protect Finn from the ugly things. Finn too fel t â€Å"safe and comfortable† with Jim (Wrobel, 6). At one time Finn and Jim observed some men looking for slaves who escaped. During that time Finn felt a moral obligation to hand over Jim to Miss Watson because he belonged to her and protecting him means taking care of stolen property. But then Finn listened to his heart and saved Jim by lying to the men that his father is on the raft and is recovering from small pox, hearing which the men fled. This was a very

Go to www.zooniverse.org. and write 200 words on each of FOUR of these Essay

Go to www.zooniverse.org. and write 200 words on each of FOUR of these different sites - Essay Example The site explains the procedure to analyze these frequency overlays in a tutorial and provides a detailed database for Kepler findings of exoplanets. The site also provides a detailed account of interference patterns and how they can be identified. Furthermore, weak signals can be identified and put up for more investigation. The experiment involves public for analyzing of this data instead of a computer. These patterns are fun to find and latest projects are always available to look at. Live observations from the Allen Telescope Array are provided as well which makes this experiment extremely interesting for the public. I had fun to read about the procedures and the site gave me some insight into how the signals are analyzed and consequently, processed. The site provides interesting opportunities for us to take part in the hunt for radio signals from exoplanets. 2. Galaxy Zoo Galaxy Zoo simply requires identification of galaxies by participants. The project was launched in 2007 and has changed over time. The team has changed data collection methods over time, however, for the participants the calculations are not necessary and the data is processed separately by the team. The project is very simple as it only involves identifying the shapes of the galaxies. Images are provided by Hubble Space Telescope and Sloan Digital Sky Survey. We need to systematically classify and help the team in identifying galaxies as one of the categories; that is elliptical, spiral, merging or star. The project is very simple and the site presents pictures of galaxies in an interactive player. The design is very intuitive and it guides a participant in few easy steps. These steps involve identifying with shapes and provide some choices to best suit our opinion about the galaxy. The images are of distant galaxies and are at times fuzzy. It is hard to clearly distinguish galaxies, though; some concentration is required to keenly observe the pictures. The best part about the project is the easy connection to discuss the image by others in a detailed forum. Participants can also write about their special observations if any related to the picture that needs special consideration from professionals. Overall, the site provides an interesting experience to look into the shapes and classifications of galaxies and help the team identifying vast database of about 900,000 galaxies. No special knowledge or training is required and it is fairly simple to participate in the project. 3. Planet Hunters The site presents interesting opportunities to participate in analyzing data from Kepler Mission. Kepler measures light from stars precisely and this measurement is presented in the shape of an interactive graph taken over time. A simple tutorial teaches how to analyze these graphs. The light from the star dips when a planet transits in front of the star, therefore, reducing measured brightness by Kepler. These transits can be identified as dips in the graphs as the graph prese nts brightness measured from the star. The graphs are presented in an interactive player with choices for identification in a systematic manner. The data at times has noise and the measurements are occasionally very confusing. Multiple dips can be identified at times; however, some classifications are straight forward with very little noise

Macbeth Essay Example for Free

Macbeth Essay The play Macbeth was written in the start of the 1600s by William Shakespeare, if you ever get a chance to read this play in both script and graphic novel you will discover that there are many signs of imagery and symbolism. Some of the many examples have been shown in nature with trees and birds acting as something’s are going on in the back, some in the way that the people, kings, and nobles dress in the play and also some in the way that blood is used throughout the play. As Lady Macbeth and Macbeth make plans to kill King Duncan so that Macbeth can become king as what the witches’ prophecy states, they know Banquo was there talking to the witches with Macbeth. The first example shows how the weather and nature acts when Macbeth and Lady Macbeth do a dirty deed. So when the king was murdered the animals in the Kings castle went ‘haywire’ as Ross says, â€Å"and Duncan’s horses, a thing most strange / Beauteous and swift, the minors of their race, / turn’d wild in nature, broke their stalls, flung out, / Contending ’gainst obedience as they would.† (Ross, 2.4.14) This would show that a person has done something that they should not and obstructed the circle of life; in this case, â€Å"†¦Macbeth does murder sleep†¦Ã¢â‚¬  (Macbeth, 2.2.395); in other words Macbeth killed Duncan to take his position. There is also many other parts where nature acts as events happen for example when Malcolm and his army from England proceed marching to Dunsinane to confront Macbeth. Because at this point the weather appears to be dark and scary like someone is going to die. The second example is clothing; this distinguishes them from good and evil. For example light clothes are worn when the character wearing them is in a good and positive role and dark clothes are worn when the character wearing them is in a bad and evil role. Relating to Macbeth, this shows him as well as Lady Macbeth changing from noble and loyal to the king to trying to take him over. At the start Macbeth shows to be wearing purple and other loyal colors in the graphic novel but towards the end he had turned to a tyrant and started wearing red symbolizing blood and dark clothes. But also clothing is used to represent people and used to tell how good or bad a person is for example when Macbeth hears that he has been given the position of the Thane of Cawdor, he asks Angus why he is being dressed in borrowed robes (1.3.7) because he knows that the Thane of Cawdor still lives. Blood shows to play a huge part in Macbeth: Macbeth is a warrior at start and towards the end but then towards the middle he shows his ambition and turned to kill anyone in his way, in this case King Duncan and Banquo and Macduff’s Family. Make thick my blood,/ Stop up/ th access and passage of nature/ Shake my fell purpose, nor keep peace between/ Th effect and it! (Lady Macbeth, 1.5), this shows that lady Macbeth is talking to and telling spirits to make her blood thick and make her stronger so that they can commit a crime. Also that blood can symbolize who they are and what they do. Macbeth also says it will have blood, they / say: blood will have blood. / Stones have been known to move and trees to speak (Macbeth, 3.6). Blood plays a big part in Macbeth because Macbeth and Lady Macbeth have been playing with the scale of life and disrupting it with blood and murder. Showing blood, nature and clothing in the play can make symbolism and imagery in the play better. Blood is used in most of Shakespeare plays. The nature used in these plays is called pathetic fallacy and this is another factor embedded in most Shakespeare plays. In Macbeth he is a warrior but a tyrant trying to take over the king. Clothing can play a role to describe what kind or how a person is. At conclusion Macbeth shows symbolism and imagery to describe many aspects of the play and it does help the reader or the audience get a better perspective and in-depth view of the characters and how they behave.